Pensioners are losing many millions of pounds each year through saving badly and paying too much tax. The central theme of Your Taxes & Savings 2005-2006 is to help them make the most of their money. It is full of essential information on topics we all need to know more about. The section on tax explains how much tax you should pay, how to avoid paying too much this year - and how to claim it back from previous years with compensation or interest. It also warns about the most common hidden tax traps. The section on savings covers the wide variety of complicated savings products that are around - and what risks and returns older people should expect from each. It also explains how to save money in simple ways, how to avoid wasting money in savings accounts that pay nothing, and how to get the best interest, even on a current account. There is also advice on the Financial Services Authority, how to complain, and how to get compensation.
Thrift Savings Plan: A Practical Guide to the TSP, is a valuable information source for all federal employees. Regardless of what agency you may work for chances are you received little or no explanation of the in's and out's of the TSP when you first started working for Uncle SAM. This booklet covers many of the details that are relevant and important to all TSP participants. The booklet will take you from what happens when you sign up for the TSP through your retirement withdrawals. If you are like most federal employees you may be participating in the TSP but you may not be aware of how the TSP is set up or works. While this booklet does not go into how to invest in the TSP funds, it does provide an explanation of the funds available for plan participants in which funds can be invested. Along these lines, it also discusses a few ways to diversify your TSP holdings and maximize your potential returns at the same time with some real life examples. While the booklet does not get into investment tactics it, does provide an excellent overview and discussions of the way the TSP is set up and works in general. So if you are a federal employee what are you waiting for? Buy Thrift Savings Plan: A Practical Guide to the TSP now.
Struggle to save or spend within your means? Most of us do! A Financial Diet is a great way to sort out your finances and build up a decent amount of money in order to provide a more secure future for you and your family. With sound advice on money management and how to achieve higher savings, get out of debt and invest for a profitable future, A Financial Diet gives you the knowledge to control your money instead of letting your money control you. Whether you're earning minimum wage, the average wage or mega bucks looking after the money you earn is essential to each and every one of us. Without financial knowledge of how to look after your money, it's no surprise that most of us fail to ever control our money and our spending. A Financial Diet will change your whole perspective on what you do with your money and will help you to realise that without learning how to be good with your money you will, unfortunately never have a healthy bank balance and more importantly will never have the feeling of not having to worry about money. Be money smart, start a financial diet today.
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